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A question for my friends:

Why would you use estar over ser in this sentence? Is it because you're stating a fact more than a location?

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@major I'd say because you're describing where an event takes place, not where a thing is. For example, if you said "a fourth of all my funds are in banks" you would use "están" because that's where they are located. But since a robbery isn't a thing that you keep in a bank, you would use "son." I would use "se ocurren" because even in English "happen in banks" sounds better than "are in banks".
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